Prior application stopping refinance

Dear Sirs<br> &#160;<br> Our solicitor's applications (with LR references X873SLT and W873SLT) in respect of title numbers AV65437 and ST286668 are still pending registration at the Land Registry). All the requisitions in respect of these applications have been responded to by our solicitors and the delay in the registration completing is now delaying the refinance of the Property. The incoming lender will not complete on the refinancing until the Land Registry application has completed and the fixed term on our current financing is coming to an end next week. If we do not complete the refinancing next week we will be charged with heavy penalties and increased interest rates (costing us over £50k). The only outstanding matter is now the Land Registry application (our solicitors have already applied for this to be expedited).<br> &#160;<br> Please can you urgently look into this and request the relevant case worker to expedite their review/process?<br> <br> Kind Regards,<br> Mithun

Dear Mithun - our last contact with the conveyancer was on the 14th June and it was explained what was still required following their last reply of the 10th June. Although they did reply matters remain unresolved and I would recommend contacting them to confirm and to clarify&#160;<br> Please do come back to confirm when they have responded in full. If they need to query what remains outstanding then please ask them to contact the casework team direct<br> AV65437&#160;

<p>Hi Adam&nbsp;</p> <p>thanks for getting back to us. Our solicitors have informed us that they have now replied to all the requisitions. Please can you check with the case worker and check whether everything is now resolved and they can proceed with completing the application tommorow if possible (25th June)?&nbsp;The incoming lender needs all pending applications to be dealt with before we can complete on the refinance and we are now under significant time and financial pressure to get the refinance done this week.&nbsp;</p> <p>kind regards&nbsp;</p> <p>mithun&nbsp;</p>

Hi MIthun - I'll check the casework team to confirm whether they have indeed replied in full<br> AV65437&#160;

Hi Mithun - unfortunately the conveyancer has not replied to everything requested of them. There are still four points outstanding and the casework team have gone back to them today to remind them<br> You'll need to confirm the specific details with them&#160;<br> AV65437

<p>Hi Adam,</p> <p><br> Thanks for your prompt reply. Our solicitors have now replied to the outstanding four points, can you please expedite processing of all pending applications</p> <p></p> <p>Mithun</p>

Hi Mithun - they have replied again and that reply will be referred to the casework team to again review and decide if all is now in order. Hopefully it is<br> AV65437

Hi Adam&#160;<br> <br> Can you please provide an update after the case work team has reviewing the reply?<br> <br> Regards,<br> Mithun

Hi Mithun - I can once the casework team have reviewed the conveyancer's reply&#160;<br> AV65437

Hi Adam&#160;<br> <br> Would the casework team be able to review the reply today? We are under a deadline to get the pending applications processed to allow us to complete the refinance tomorrow.&#160;<br> <br> Thanks,<br> Mithun

Hi Mithun - they have reviewed the reply but it's still insufficient and they have again gone back to the conveyancer to explain why<br> AV65437&#160;

Morning Adam&#160;<br> <br> Apologies again for the numerous times this has gone back and forth. Our solicitors responded yesterday evening. Can you please let me know if all is in order now?<br> <br> Regards,<br> Mithun

Morning Mithun - they have replied again and that will be reviewed and considered by the casework team as soon as possible. I'll post again once I have a further update<br> AV65437&#160;

Hi Adam&#160;<br> <br> Has the caseworker been able to review this yet please?<br> <br> Thanks<br> mithun&#160;

Hi Mithun - I'll share an update when I have something concrete and worth sharing&#160;<br> AV65437

Hi Mithun - the casework team have contacted your conveyancer again today re the continuing delay with regards the title<br> AV65437

<p>Hi Adam&#160;</p> <p>I understand that the original application has now completed at the Land Registry but there are till two pending applications &#160;as follows:&#160;</p> <p>1. Submitted by the Land Registry themselves with reference TR11VTT (our solicitors are not sure what this relates to even though they enquired with the Land Regsitry about this)&#160;</p> <p>2. ⁠the application to deal with the new TR4 (which was initially submitted as a reply to requisition of the original application but the Land Registry decided to treat this as a separate application). Reference I501NXT.&#160;</p> <p>The incoming lender’s solicitors need ALL pending applications to be completed before they will complete on the refinance. We are under considerable &#160;time and financial pressure now to get the refinance done by COB tomorrow. Please can you ask the relevant case worker to process the pending applications as soon as possible today.&#160;</p> <p>Mithun</p>

Hi Mithun - the two applications you refer to are against a second title&nbsp;ST286668. Neither of these applications or the two against AV65437 will be completed by COB tomorrow as there is still more to do including wider checks to be completed&nbsp;

<span style="font-size:11pt;"><span style="line-height:107%;"><span style="font-family:Aptos,sans-serif;">Hi Adam,</span></span></span><br> <br> <span style="font-size:11pt;"><span style="line-height:107%;"><span style="font-family:Aptos,sans-serif;">I hope you're well.</span></span></span><br> <br> <span style="font-size:11pt;"><span style="line-height:107%;"><span style="font-family:Aptos,sans-serif;">Our solicitors have advised that, in relation to application reference <b>Z011VTT</b> against <b>Title AV65437</b>, the Land Registry has issued a notice today, which is set to expire on <b>21st July 2025</b>.</span></span></span><br> <br> <span style="font-size:11pt;"><span style="line-height:107%;"><span style="font-family:Aptos,sans-serif;">Our solicitors requested clarification from the Land Registry regarding the nature of this notice and the party to whom it was served. Unfortunately, the Land Registry has declined to provide these details.</span></span></span><br> <br> <span style="font-size:11pt;"><span style="line-height:107%;"><span style="font-family:Aptos,sans-serif;">We’re struggling to understand the lack of transparency here—given that this concerns our property, we believe we should have full visibility on the status and details of any pending applications affecting our title.</span></span></span><br> <br> <span style="font-size:11pt;"><span style="line-height:107%;"><span style="font-family:Aptos,sans-serif;">We’re also under increasing pressure from our lenders, who require information on all outstanding Land Registry matters. As it stands, we’re unable to provide them with the necessary clarity due to the Land Registry’s position.</span></span></span><br> <span style="font-size:11pt;"><span style="line-height:107%;"><span style="font-family:Aptos,sans-serif;">We’d be grateful if the Land Registry could urgently clarify what this pending application relates to and confirm the recipient of the notice. This would allow us to take any steps necessary from our side to help expedite matters.</span></span></span><br> <br> <span style="font-size:11pt;"><span style="line-height:107%;"><span style="font-family:Aptos,sans-serif;">Many thanks,<br> Mithun</span></span></span><br> &#160;

Hi Mithun - the application you refer to is an amendment to the title and the notification has been served on the registered owner. They need to consent to the amendment before it can be completed<br> I can't see any obvious record of an enquiry from Blacks with regards that amendment but can see multiple exchanges between them and us with regards their application to register the new owner and other matters, which has been completed&#160;<br> If they require more information then I would recommend that they submit an enquiry via our contact form as appropriate -&#160;<a href="https://www.gov.uk/guidance/guidance-and-support-for-property-professionals#contact-form">Guidance and support for property professionals - GOV.UK</a><br> AV65437