Mortgage repaid by our parents 30+ years ago - Nationwide charge still registered

Both our parents have now died. We don’t want to involve lawyers and I am executor of the estate. How can I lift Nationwide’s charge on the property?

Angel Rana Noya -  Usually it would be the lender, Nationwide in your case, who would do this.  They would make an application and automatically remove the Charge (mortgage) from the title register. 

However, in some cases they may send the property owners a completed ‘cancellation of charges’ form.  If this has been sent to you then you have to fill in an application to ‘cancel entries relating to a charge’ and a confirmation of identity form.

These forms have to be sent to our Citizen Centre address.

We will update the title register and tell you when it has been done.

Thank you Nimish Patel, this is helpful. 

Nimish Patel: Nationwide have confirmed that their charges has been removed/lifted. &#160;<br> We are now in a position to apply for probate, which we’ll do shortly. As executor of my parent’s Will (we are dealing with second death as both my parents are now deceased), can I once I have obtained probate, sell the inherited property and then distribute the funds to the three beneficiaries? I am not in possession of the current Title Deed, but I have checked that it is registered in both my parent’s name.&#160;

Angelo - most buyers will complete on a purchase provided you have the supporting evidence to confirm both deaths and your legal authority (the probate) to deal with the estate. So death certificate for the first parent and probate for the second

Thank you for your help. Angelo