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A lender has not removed charges from the deeds following completion of the mortgage
A lender has not removed charges from the deeds following completion of the mortgage
Posted
Mon, 25 Aug 2025 20:17:27 GMT
by
Karen Turpin
Our lender is not responding to inquiries for help with removing a mortgage charge from the deeds following repayment of the mortgage.
Posted
Tue, 26 Aug 2025 05:42:42 GMT
by
Adam Hookway
Karen - I'm sorry to read that although we have no powers over the lender to respond. I would suggest escalating the issue through their complaints procedure or social media perhaps to try to elicit a response/action<br> If you have the title number for the property or it's address I can check to see if they have perhaps applied to remove their legal charge (mortgage) and have simply not informed you
Posted
Tue, 26 Aug 2025 06:48:04 GMT
by
Karen Turpin
Thanks Adam, we have submitted a complaint to the lender and waiting for a response. We are selling the property and this is the last pending item to resolve. The property  is 39 Stafford Hill Lane, Kirkheaton HD5 0EG. Thank you for checking . 
Posted
Tue, 26 Aug 2025 07:23:08 GMT
by
Adam Hookway
Karen - many thanks. There was a legal charge but the lender removed it at the end of July. The property is no longer subject to a mortgage so I assume that whilst they have done what was needed their 'customer service' has then failed for some reason]<br> WYK338500
Posted
Tue, 26 Aug 2025 15:59:48 GMT
by
Usman Waraich
Hi Adam,<br>               Please could you also check BM104669, whether the legal charge has been removed on this one?<br> <br> Much appreciated,<br> Thanks
Posted
Tue, 26 Aug 2025 16:34:54 GMT
by
Adam Hookway
Hi Usman - the legal charge against BM104669 was removed on 13th August
Posted
Wed, 27 Aug 2025 09:56:50 GMT
by
Usman Waraich
Thanks Adam, much appreciated for your help.
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