You’re offline. This is a read only version of the page.
Skip to main content
Sign in
Home
HMLR Transactional Support Forum
General Info & Guidance
A lender has not removed charges from the deeds following completion of the mortgage
A lender has not removed charges from the deeds following completion of the mortgage
Posted
Mon, 25 Aug 2025 20:17:27 GMT
by
Karen Turpin
Our lender is not responding to inquiries for help with removing a mortgage charge from the deeds following repayment of the mortgage.
Posted
Tue, 26 Aug 2025 05:42:42 GMT
by
Adam Hookway
Karen - I'm sorry to read that although we have no powers over the lender to respond. I would suggest escalating the issue through their complaints procedure or social media perhaps to try to elicit a response/action
If you have the title number for the property or it's address I can check to see if they have perhaps applied to remove their legal charge (mortgage) and have simply not informed you
Posted
Tue, 26 Aug 2025 06:48:04 GMT
by
Karen Turpin
Thanks Adam, we have submitted a complaint to the lender and waiting for a response. We are selling the property and this is the last pending item to resolve. The property is 39 Stafford Hill Lane, Kirkheaton HD5 0EG. Thank you for checking .
Posted
Tue, 26 Aug 2025 07:23:08 GMT
by
Adam Hookway
Karen - many thanks. There was a legal charge but the lender removed it at the end of July. The property is no longer subject to a mortgage so I assume that whilst they have done what was needed their 'customer service' has then failed for some reason]
WYK338500
Posted
Tue, 26 Aug 2025 15:59:48 GMT
by
Usman Waraich
Hi Adam,
Please could you also check BM104669, whether the legal charge has been removed on this one?
Much appreciated,
Thanks
Posted
Tue, 26 Aug 2025 16:34:54 GMT
by
Adam Hookway
Hi Usman - the legal charge against BM104669 was removed on 13th August
Posted
Wed, 27 Aug 2025 09:56:50 GMT
by
Usman Waraich
Thanks Adam, much appreciated for your help.
You must be signed in to post in this forum.
Sign in