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Posted Fri, 03 Oct 2025 11:18:55 GMT by S Ha
I have paid my mortgage and the bank mentioned that the charges has been taken off. I have searched my title register and it says in the "Charges Register" page "Class of Title" -  "Title Absolute"

Does this mean there is no charges and the property wholly belongs to me?
Posted Fri, 03 Oct 2025 12:15:48 GMT by Adam Hookway
S Ha - Title Absolute relates to the class of title given and Absolute is the 'best' form of guaranteed title and the one most properties have. Nothing to do with a mortgage/charge
A mortgage (registered charge) would appear as a double entry in the C Charges Register for example 1. Charge dated ...........and 2. Name of lender and their address
If the C Charge Register doe snot refer to any registered legal charges then the mortgage has been removed (discharged)
The property always belonged to you (see the B Proprietorship Register). The mortgage was a secured loan and not something that makes the lender the legal owner 

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