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Posted Thu, 25 Sep 2025 10:47:17 GMT by lauren adams
We purchased our property on 14th Feb 2025 , apparnelty our names appear on land registry records. 
however we are trying to secure some funds against the house and it states their is a pending charge? How do we find out what this is? The solicitor states our registration is still going through land registry and some cases are taking 6-12months.

Any advice/help on what is outstanding would be appreciated so I can advise the lender?
Posted Thu, 25 Sep 2025 11:09:04 GMT by Adam Hookway
Lauren - the solicitor should be aware but happy to take a look if you share the title number. May not be able to go into too much detail but should be able to offer a steer
Posted Thu, 25 Sep 2025 12:39:49 GMT by lauren adams
Any idea how i get the title number? The solicitor states it is just the registration still going through. 
Would our names appear on there if this was the case?
Posted Thu, 25 Sep 2025 13:30:30 GMT by Adam Hookway
Lauren - your names wouldn't appear on the register yet if their application is still pending.
If you don't have the title number then what's the property address?
Your solicitor should be able to offer you more information/clarity 
Posted Thu, 25 Sep 2025 13:44:09 GMT by lauren adams
29 
PO16 8NU
Posted Thu, 25 Sep 2025 13:55:50 GMT by Adam Hookway
Lauren - many thanks 
There's a pending application to correct the register as your partner's surname has been typed incorrectly. They've submitted it as an actual application rather than flagging it as an error at our end.
There's no 'pending charge' as you put it and only their application. Your future lender won't say 'Yes' until your names match with the mortgage application and register hence the current issue
I'll flag it with colleagues to get it expedited and corrected as swiftly as possible
HP729177
Posted Thu, 25 Sep 2025 14:01:24 GMT by lauren adams
Thats brilliant thank you so much for your help
Posted Fri, 26 Sep 2025 06:00:51 GMT by Adam Hookway
Morning Lauren - the register has been amended so you should be good to go re next steps with the lender
HP729177

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