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Posted Fri, 08 Mar 2024 04:29:50 GMT by David Harrington
We built a new house in the garden of our existing house in 2018. The two plots are fully separated with walls and fences and having separate entries.

The "OLD" house has tenants and we moved into the new house.

The current title covers the land that contains both houses and there is a mortage charge on the entire plot. We plan to clear the mortage as part of the sale process.

We are planning to sell the new house next year and to move back into the old house. This will involved splitting the title.

Questions:

* Is there any need to get this split done in advance of any sale or can this be done at the time of the sale as part of the normal conveyancing process?

* Will this incur any additional delays to the conveyancing process?

Thanks in advance
Posted Fri, 08 Mar 2024 08:14:04 GMT by Adam Hookway
David - usually no as the split will occur naturally when you sell (transfer) part of the title.
If you applied to split the title before selling you would need the lender's consent and it would wait several months before being processed. You could still apply and then market it and once a buyer was confirmed expedite it to lessen any remaining wait time.
See this thread re how to apply to split a title
Posted Fri, 08 Mar 2024 08:45:08 GMT by David Harrington
Thank you very much for you reply an sorry of the inadvertant duplication, i sawe there were specific forums and could not see how to move a question once posted.
Posted Fri, 08 Mar 2024 08:49:47 GMT by Adam Hookway
David - no apology needed. I posted on both simply to benefit others who might think the same way

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