Mortgage paid off - can you tell us when it has happened?

HSBC Are removing a legal charge on our property, from 1990. We require notice that it is done as we are selling our property.

Most lenders will removed (discharge) their legal charge (mortgage) with us electronically. They will use a dedicated online service to remove the charge and update the register.
In most cases no notification is issued to the owner and you should rely on the lender's notification alone
Such applications and updates are carried out on average around 2 weeks after the lender has notified you that the mortgage has been paid off.
If you wish to be notified you can register for our Property Alert Service - whilst designed to help reduce the risk of property fraud the service can be used for other purposes including being notified of when we receive an application to update the register. For example when HSBC ask us to update re the discharge you would receive a notification by email

I should stress that there is no need for you to hold a copy of the updated register. Of course you may wish to check/confirm but have a read of our online blog for an understanding of what happens re 'deeds' and titles and what you need.

I have a charge on my property deeds that ended in 2013 when it was paid off, the company has dissolved, and I am unsure how to proceed as it is affecting my new mortgage  

Catherine - we would need an application to cancel (discharge) the charge so much depends on how it has been registered - there are a number of ways that a 'charge' can be registered.
If it's a legal charge then we would need a form DS1 plus an application form DS2 or AP1. HM Land Registry forms - GOV.UK (www.gov.uk)
You don;t state whether you have such information/forms from 2013. I assume you don;t so I would recommend you seek legal advice as to how a dissolved company's assets are dealt with. Our Practice Guide may assist but it's specific legal advice you most likely need now. Corporate insolvency (PG35) - GOV.UK (www.gov.uk)

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