<span style="font-size:11pt;"><span style="line-height:normal;"><span style="font-family:Calibri,"sans-serif";"><span style="font-size:12.0pt;"><span style="font-family:"Arial","sans-serif";"><span style="color:#222222;">Hi Adam</span></span></span></span></span></span><br>
<span style="font-size:11pt;"><span style="line-height:normal;"><span style="font-family:Calibri,"sans-serif";"><span style="font-size:12.0pt;"><span style="background:white;"><span style="font-family:"Arial","sans-serif";"><span style="color:#333333;">64 is ON94510 - Freehold and ON89439 - Leasehold</span></span></span></span><br>
<span style="font-size:12.0pt;"><span style="font-family:"Arial","sans-serif";"><span style="color:#333333;"><span style="background:white;">66 is ON90083 - Freehold and ON89688 - Leasehold</span></span></span></span></span></span></span><br>
<span style="font-size:11pt;"><span style="line-height:normal;"><span style="font-family:Calibri,"sans-serif";"><span style="font-size:12.0pt;"><span style="font-family:"Arial","sans-serif";"><span style="color:#222222;">I am going to be using a conveynancer for the lease extension to only the term, nothing else changing, and am getting quotes at present for the non-statutory route. As you have previously mentioned, t</span></span></span><span style="font-size:12.0pt;"><span style="background:white;"><span style="font-family:"Arial","sans-serif";"><span style="color:#333333;">he freeholder of 64 is also the leaseholder of 66. And the freeholder of 66 is the leaseholder of 64. </span></span></span><span style="font-family:"Arial","sans-serif";"><span style="color:#222222;">However, different solicitors have indicated different perspectives on whether a lender’s consent is needed to extend the lease on my upstairs flat (66). I do not have a mortgage (it’s a remortgage on a different property), but the downstairs flat (64) does have a mortgage with the Halifax. <strong>As it is criss cross leases (the Land Registry mentioned this), with 64 owning the freehold for my flat, will I need the lender’s consent (Halifax)?</strong> If it helps I can send across the charges registered on my lease for my flat no 66, ON89688, but only have the lease details for the property prior to my purchase (thus it is not my name/mortgage charge with Nationwide, etc which is noted on ON89688). The registration of my lease for 66, where I live, and freehold ownership for 64 (downstairs flat) is still going through registration with HMLR.</span></span></span></span></span></span><br>
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<span style="font-size:11pt;"><span style="line-height:normal;"><span style="font-family:Calibri,"sans-serif";"><span style="font-size:12.0pt;"><span style="font-family:"Arial","sans-serif";"><span style="color:#222222;">One solicitor has mentioned to expedite the process of registering my lease/freehold with yourselves before they can progress the lease extension. <strong>Can you confirm I will need to do this?</strong>  My understanding from a reply above (on my thread in this forum) was this would not be the case, I could still progress the lease extension as it is all done in order of receipt. <strong>Can you update if I am needing to expedite the title registrations since my recent purchase of no 66 on 21/7/25 before proceeding with the lease extension?</strong></span></span></span></span></span></span><br>
Thanks Adam. Flat bought, now lease extension......