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Posted Thu, 16 Jan 2025 13:25:04 GMT by James A
I am looking to amalgamate the title deeds for a piece of land (effectively an additional garden) and a nearby but non-adjoining house so that we may treat the land as a part of our home, in order to continue claiming Universal Credit due to a disability and limited capacity for work. Universal Credit counts the separate land as an asset if it is not part of the home, hence our need to amalgamate the two titles. The two titles fulfill the following criteria:
  • The estates must be the same tenure.
  • The class of title must be the same.
  • The proprietor(s) must be the same and hold the estate in the same capacity. 
However, I saw on the land registry website:
 

"By the same measure, we would be unlikely to progress: 

  • a request to amalgamate isolated plots of land, which would better be dealt with as a single, multi-title application"
What is the definition of 'isolated', in this case? Is the fact that they are not adjoining a reason for the application to be rejected?

Many thanks

James

 
Posted Thu, 16 Jan 2025 13:51:36 GMT by Adam Hookway
James - there is no definition of isolated as that can be subjective but in my experience that's not really the Q to be asked here.
The key Q is what does Universal Credit class as a 'home' to enable them to then assess your claim. I doubt, but would not know, that they distinguish between registered titles so it's their definition of a 'home' and how the garden land is/can be linked to that definition.
If Universal Credit's answer is that the land is under a separate title so it's an asset and not part of the 'home' then you can use that as grounds to request amalgamation providing as you state, the remaining criteria are all met 
Posted Fri, 17 Jan 2025 13:45:19 GMT by James A

Thank you for your quick and helpful answer Adam.

Many thanks

James

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