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Removing a charge from our property
Removing a charge from our property
Posted
Fri, 24 Oct 2025 09:55:36 GMT
by
anthony ian ZUMERIS
hi there,<br> my late wife passed away jan 2021, we owned our property out right in joint names, i am now in the process of selling  the property but have been informed there is a charge over it in my late wifes name, i had no idea this was / is in place or no records as to who placed the charge.<br> can you help with this ?<br> many thanks.
Posted
Fri, 24 Oct 2025 10:11:44 GMT
by
Adam Hookway
Hi Anthony - what's the title number please and the entry number or date of charge 
Posted
Fri, 24 Oct 2025 11:00:48 GMT
by
anthony ian ZUMERIS
Hi there, i have no details as its in my late wife's name and i was not aware of this until recently.
Posted
Fri, 24 Oct 2025 11:13:03 GMT
by
Adam Hookway
Anthony - noted and appreciated. What's the property address then?
Posted
Fri, 24 Oct 2025 12:05:51 GMT
by
anthony ian ZUMERIS
Hi Adam,<br> 49 Roding Lane <br> Buckhurst Hill<br> Essex<br> IG9 6BJ
Posted
Fri, 24 Oct 2025 13:37:27 GMT
by
Adam Hookway
Hi Anthony - many thanks. You can check the register to confirm the details, which are in fact a charging order that has been protected on the register by the creditor in the form of a form K restriction - <a href="https://www.gov.uk/government/publications/charging-orders/practice-guide-76-charging-orders">Practice guide 76: charging orders - GOV.UK</a> <br> You can search online to confirm the register information but please check for an email from me first<br> You need to discuss the issue/charge with your legal rep/conveyancer to understand what happens re the debt/order following the death of your late wife and/or how to then apply to cancel the restriction/sell as appropriate<br> EX381643
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