Removing a charge from our property

Hello,
When we purchased our house my girlfriends dad loaned us some money which was secured against the property.  Now this has been paid back we want to get the charged removed but are not sure how we do this.

Is this something he can do himself or will he need a solicitor?

Many thanks

Hello Andrew - using a conveyancer is not compulsory
 

In order to remove a charge from the register, we need to see evidence that it has been paid off:

• You need to submit a completed form DS1, and form AP1 or form DS2
• You also need to complete the confirmation of identity required in panel 12 of form AP1, or panel 10 of Form DS2, and you normally need to provide evidence of identity. For more information, see Practice guide 67: evidence of identity

Our requirements are explained in these guides:

• Completing the evidence of identity panel on form AP1
• Practice guide 31: discharges and releases of registered charges 

This type of application does not attract a fee.

Send your application to the appropriate address for applications.

hi there,
my late wife passed away jan 2021, we owned our property out right in joint names, i am now in the process of selling  the property but have been informed there is a charge over it in my late wifes name, i had no idea this was / is in place or no records as to who placed the charge.
can you help with this ?
many thanks.

Hi Anthony - what's the title number please and the entry number or date of charge 

Hi there, i have no details as its in my late wife's name and i was not aware of this until recently.

Anthony - noted and appreciated. What's the property address then?

Hi Adam,
49 Roding Lane 
Buckhurst Hill
Essex
IG9 6BJ

Hi Anthony - many thanks. You can check the register to confirm the details, which are in fact a charging order that has been protected on the register by the creditor in the form of a form K restriction - Practice guide 76: charging orders - GOV.UK 
You can search online to confirm the register information but please check for an email from me first
You need to discuss the issue/charge with your legal rep/conveyancer to understand what happens re the debt/order following the death of your late wife and/or how to then apply to cancel the restriction/sell as appropriate
EX381643